Terms of Service

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you and Studio Ray. We may modify these Terms at any time, and such modifications will be effective immediately upon posting.

2. Description of Services

Studio Ray provides digital services including web applications, mobile applications, AI-powered tools, and other digital products. Our Services are provided "as is" and may be updated, modified, or discontinued at our discretion.

3. User Accounts and Registration

To access certain features of our Services, you may be required to create an account. You agree to:

• •Provide accurate, current, and complete information during registration
• •Maintain and promptly update your account information
• •Maintain the security and confidentiality of your login credentials
• •Accept responsibility for all activities under your account
• •Notify us immediately of any unauthorized access or security breach

4. Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

• •Use our Services for any illegal, harmful, or fraudulent activities
• •Attempt to gain unauthorized access to our Services or other user accounts
• •Upload or transmit viruses, malware, or other malicious code
• •Harass, abuse, or harm other users
• •Violate any applicable laws or regulations
• •Reverse engineer, decompile, or disassemble our Services
• •Use automated systems or bots to access our Services
• •Interfere with or disrupt our Services' functionality

5. Intellectual Property Rights

Our Services and their content, features, and functionality are owned by Studio Ray and are protected by international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use our Services for personal or business purposes as intended. This license does not include the right to:

• •Sell, rent, lease, or sublicense our Services
• •Distribute or make our Services available over a network
• •Modify, adapt, or create derivative works
• •Remove or alter any proprietary notices

6. User-Generated Content

If you submit, upload, or post content through our Services, you retain ownership of your content but grant us a worldwide, royalty-free license to use, modify, and distribute such content for the purpose of providing and improving our Services.

You are solely responsible for your content and must ensure it does not violate these Terms or any applicable laws.

7. Payment and Subscriptions

Some of our Services may require payment. By making a purchase, you agree to pay all applicable fees and charges. All payments are processed through third-party payment processors.

Subscription fees are charged in advance and are non-refundable except as required by law. You may cancel your subscription at any time through your account settings or the respective platform.

8. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

9. Third-Party Services

Our Services may integrate with third-party services, including but not limited to analytics platforms and payment processors. These third-party services have their own terms and privacy policies, and we are not responsible for their practices.

10. Termination

We may terminate or suspend your account and access to our Services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

You may terminate your account at any time by contacting us or by discontinuing use of our Services. Upon termination, your right to use our Services will cease immediately.

11. Disclaimers and Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that our Services will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STUDIO RAY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF OUR SERVICES.

Our total liability to you for all claims arising from the use of our Services shall not exceed the amount you paid us in the twelve months preceding the claim.

13. Indemnification

You agree to indemnify, defend, and hold harmless Studio Ray and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or relating to your use of our Services or violation of these Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Canada, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our Services will be resolved through binding arbitration in accordance with the rules of the applicable arbitration organization in Canada.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website or by sending you a notification.

Your continued use of our Services after such changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using our Services.

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Studio Ray regarding the use of our Services and supersede all prior agreements and understandings.

18. Contact Information

If you have any questions about these Terms of Service, please contact us: